These are some of the personal finance services I use and recommend. I use these to maximize my earnings on my savings and spending. If you do open a credit card, be sure to only use it for the rewards, and be sure to pay it off in full each month. I use the budgeting and net worth tools to help me reduce my spending, increase my investments, increase my net worth, and reach my long term financial goals.
SoFi Checking Account
4.50% APY Checking and Savings Account
Get $25 in cash when you open an account and deposit $100.
Get an additional $250 in cash when you set up direct deposit.
For a limited time, get $25 when you sign up for a SoFi Checking & Savings account and deposit at least $100. Get an additional $250 and earn up to 4.50% APY (10x the national average savings rate!) plus no-fee overdraft coverage and get paid up to 2 days early with qualifying direct deposits. Plus, SoFi Checking & Savings members are eligible for up to $2M of FDIC insurance by enrolling in the SoFi Insured Deposit Program.
- 4.50% APY
- Get Paid 2 Days Early
- Up to $2 million in FDIC insurance
DISCLAIMER: I am a customer of SoFi and receive paid compensation for newly opened and funded accounts.
SoFi Credit Card
2% Cash Back Credit Card
Get $50 in reward points upon approval
SoFi believes a cash back card should earn you money, help you invest, and pay down your debt. That’s why they created the SoFi Credit Card.
- 2% Unlimited Cash Back
- No Annual Fee
- Lower APR When You Pay On Time
- Smart Spending and Budgeting Tools
- Apply for the SoFi Credit Card in less than 2 minutes
DISCLAIMER: I am a customer of SoFi and receive paid compensation for newly opened credit cards.